| |
| Company
Philosophy: |
Our company philosophy is simple. We are committed
to finding you the best possible value in life insurance.
In determining the best value, at American Financial
Partners, Inc. (AFP Insurance), we consider not
just premium rates, but also the financial strength/integrity
of the insurance companies quoted, as well as important
product features such as renewability privileges,
conversion rights, available riders, how long the
rates are guaranteed (not just projected), and the
actual availability of the products for YOU, taking
into consideration your complete health and lifestyle
profile. |
| What
is Return of Premium rider? |
| This
extra benefit rider provides for the return of total
premiums paid for the policy and any additional
riders at the end of the initial term period. If
you choose to terminate the policy prior to the
end of the initial term period, a portion of the
premiums will be returned. Any refund will be decreased
by any benefits that have been paid out. |
| |
| Mortgage
Protection Insurance |
For
most people, their home is the largest and most
important financial investment. A home represents
the family's financial foundation. Your home is
not only an asset but it is the cornerstone of your
family. The loss of an income provider is not only
emotionally devastating, but it can put a financial
strain on the remaining family members. The unexpected
loss of income can put your home in jeopardy. Without
the ability to make the mortgage payments, your
home can be at risk for foreclosure.
Mortgage protection insurance is specifically designed
to pay off the mortgage debt in the event of a death
or help make the mortgage payments in the event
of disability. Most mortgage protection plans can
be customized to fit every mortgage need, and can
present an affordable solution.
Mortgage protection insurance is similar to term
insurance where your term can range from 5 to 30
years. If your refinance or pay off your mortgage
early, your insurance still stays in force until
the end of your initial term as long as you continue
paying the premiums.
Additional riders that can be attached to this policy
are the return of premium rider, disability rider,
waiver of premium rider and an additional insured
rider for a spouse.
Please use our term life instant quote engine at
the top of the page to get your quote now! |
| |
|
 |
| |
|
Let
our quote engine find the best company
to fit your individual needs.
|
|
|
|
|
For
Mortgage Protection Insurance
|
 |
| |
|
For
Universal and Whole Life Insurance
|
|
|
| |
|
How
much insurance do I need?
|
 |
|
| |
|
What
is a return of premium rider?
|
|
|
| |
|
If
you have a medical condition or have
been denied in the past...
|
|
|
|
|
